If you’re looking for a trusted financial partner, First Bank of Nigeria offers personal loans tailored to your needs, from digital credit to mortgages and auto financing, with flexible repayment and transparent terms.

With amounts up to millions of naira, fixed monthly repayments, and optional insurance, you gain access to financial support that helps you achieve your goals responsibly and conveniently.

How First Bank loans can support your goals

Choosing First Bank of Nigeria means more than borrowing money. It’s about accessing reliable credit that empowers you to secure a home, buy a car, or cover urgent expenses with confidence.

Products include First Credit for instant digital loans, Home Loans for property ownership, Auto Loans for new vehicles, Salary Loans for employees, and Joint Mortgages for couples looking to build their future together.

Every solution is designed to provide flexibility, competitive rates, and a smooth borrowing experience. Fixed repayments and clear terms make it easier to plan ahead and reduce financial stress.

With Nigeria’s most established bank at your side, you benefit from decades of trust, modern digital channels, and professional support at every step of your financial journey.

Tips to get approved faster

Start with a complete loan application form and ensure your ID, proof of residence, and salary slips or bank statements are accurate and up to date.

If applying for a mortgage or auto loan, prepare supporting documents such as employment details or vendor quotations. The more organized you are, the faster your application moves.

Maintain a good credit record and stable income flow. This increases your chances of approval and may even help you secure better interest rates on your loan.

Use First Bank’s digital channels when possible. Applying online or through official platforms speeds up the process and provides real-time updates on the status of your loan request.

Also read: How to get a loan with Standard Bank South Africa

Frequently Asked Questions

1. How do I apply for a First Bank personal loan?
You can apply by visiting a First Bank branch or through official online channels, completing the form, and submitting required documentation.

2. What types of personal loans are available?
Options include First Credit, Home Loans, Auto Loans, Salary Loans, and Joint Mortgages for couples.

3. Do I need collateral?
Collateral is not required for digital First Credit loans, but may apply to mortgages or vehicle financing.

4. How long is the repayment period?
Repayments are structured with fixed monthly installments, depending on the loan product and amount.